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About Us

Our role is to assist you in making the right choice and to remove the jargon.

We will be able to compare hundreds of home loan options to find the one that suits you; explaining different loan features, options, fees and charges and types of lending - Fixed versus Variable, Construction lending, Bridging loans, Asset Finance, Investment lending, Commercial lending – we are able to find out what matters to you and provide you with a packaged solution.

At BE Financial Services we are able to assist you with:

It is your money - you need to understand your options, the processes involved and the end result - from start to finish

Our Team

Portrait of BE financial services principal, Matt Barnes.

Matt Barnes

Principal

As Director of both BE Financial Services and Realise Training Group, Matt Barnes brings over 15 years of finance industry experience and leadership to his work. A dynamic communicator and MFAA-endorsed mentor, Matt is known for translating complex financial concepts into clear, actionable insights.

With a background spanning Big 4 banking, commerce studies, multiple finance and training qualifications, and the successful operation of his own broking business, Matt’s approach is grounded in real-world expertise. His training and client work are engaging, relevant, and results-driven — equipping others with the knowledge and confidence to succeed.

At BE Financial Services, this same practical, solutions-based mindset underpins every client interaction. Backed by a team of experienced, client-focused brokers, Matt specialises in all areas of lending, with particular expertise in commercial and SMSF finance. He remains deeply committed to empowering both clients and professionals to achieve their goals in an ever-evolving finance landscape.

Qualifications

  • FNS50322 Diploma of Finance & Mortgage Broking Management
  • FNS40821 Certificate IV in Finance and Mortgage Broking
  • TAE40122 Certificate IV in Training & Assessment
  • TAE5O116 Diploma of Vocational Education & Training
  • TAE50216 Diploma of Training Design and Development
Portrait of BE financial services broker, Caitlin Muhs.

Caitlin Muhs

Broker

As a broker with a background in real estate, Caitlin brings a unique and practical perspective to the finance process. Having spent years working closely with buyers, sellers, and developers, she understands the property market inside and out - knowledge that helps her clients feel confident and supported when making one of the biggest financial decisions of their lives.

She specialises in guiding first home buyers, young investors, and clients building new homes through the lending process. Her goal is to make finance feel clear, achievable, and stress-free.

She is passionate about helping young people get into the property market and believe that with the right guidance, it’s more accessible than many realise. Her approach is simple - communicate clearly, educate along the way, and tailor every solution to suit your goals.

Qualifications

  • FNS40821 Certificate IV in Finance and Mortgage Broking
  • FNS50322 Diploma of Finance & Mortgage Broking Management
  • CPP50307 Diploma of Property Services (Agency Management)
  • CPP40307 Cert IV in Property Services (Real Estate)
Portrait of BE financial services principal, Noah Barnes.

Noah Barnes

Broker

With a strong background in asset finance and a talent for clear, confident communication, Noah is committed to securing the best possible outcomes for his clients. He makes the finance process simple and transparent, removing the guesswork and giving clients clarity and confidence at every step. Whether it’s helping someone drive away in a car that suits their lifestyle and budget, or finding smart solutions for clients with bad credit, Noah goes above and beyond to deliver results. Passionate, proactive, and always client-focused—Noah is the finance partner you want in your corner.

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Qualifications

  • FNS40821 Certificate IV in Finance and Mortgage Broking
Portrait of BE financial services broker, Sahar Nazari.

Sahar Nazari

Broker

Sahar comes from a finance background at one of Australia’s Big Four Banks. After years of guiding clients through the lending process from within the banking system, she transitioned into broking to offer people greater choice, flexibility, and truly personalised support. Known for her thorough approach, Sahar takes the time to understand each client’s circumstances and goals before identifying the right lending solution to match. Her focus is on making the process clear, stress-free, and tailored — not just about ticking boxes but about achieving outcomes that genuinely fit her clients’ needs.

Qualifications

  • FNS40821 Certificate IV in Finance and Mortgage Broking

Get in touch with us today!

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